For start up business and loans based on projected earnings, add a mini business plan with projected income and expenses (month by month ) for the first year after the loan. We have forms to assist with the mini business plan and projections.
If a business does not have three years tax returns, what ever is available.
If a principal business owner has controlling interest in other business, it may be necessary for those tax returns and current P&L statements.
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Small Business Lending 179 Niblick Rd., #415 Paso Robles, CA93446 ph: 805-227-6500 fax: 805-980-4742 alt: 800-540-4884 we@financialdistrict.com