Small Business Lending
"Serving America's Businesses Since 1981"

Middle America Region
Brian Climer and Debbie Climer
4620 Woodcrest Dr.
Columbus, IN 47203
Tel (812) 390-7988   Fax (812) 372-7882
West Coast Region - Home Office
Located in the Heart of California
Wayne Evans
10225 Morro Road
Atascadero, CA 93422
Tel (805) 460-9111  *  (800) 540-4884
Fax (805) 460-9119

East Coast Region
C. Nicholas Costa
455 Laurel Street
Scranton, PA 18508
Tel (800) 540-4884   Fax (570) 347-8775

We've received the SBA's 2001 Small Business Financial Advocate for Northern California Award !!

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* * * About Us * * *

    Because we always like to know who we are doing business with, we thought you might like to know a little bit about us....

    Small Business Lending was started in 1987, by a gentleman named Wayne Evans, with the idea of helping small businesses take advantage of the various government guaranteed financing programs. Since then we have expanded to also include Conventional Financing (non-government guaranteed) but have always kept our commitment to helping small businesses obtain the financing that they need.. 

    While many would consider us to be "SBA Experts", we also specialize in conventional financing. Many of the same banks that offer SBA loans have competitive conventional loans as well. Because we have partnered with several of the nation's top lenders we are able to get the type of financing that is custom tailored to your businesses needs. 

Our financial partners include these lenders as well as many more:

Asiana Bank Cupertino National Bank Bank of Santa Clara
Bank of Commerce CIT Heritage Bank of Commerce
Bay Area Bank Fremont Bank Summit National Bank
Borrego Springs Bank First Union Union Bank
Crown American Bank Imperial Bank Zions Small Business Finance
Citibank San Jose National Bank South Valley Nat'l Bank

 

* * * Services for Banks * * *

    In addition to the financing services that we offer to small business owners, Small Business Lending is a marketing and documentation consultant for banks. We help new SBA departments get started with their small business marketing efforts. In addition to this, we are contracted by various lenders to package the documentation required for the various SBA loans. Wayne Evans has assisted many local banks with the development of their SBA departments and has trained some of the industry's top loan specialists. 

    We typically have a marketing/consulting contract set up with the lender and receive our compensation by the bank only if the applicants’ loan actually funds. Our fee cannot be passed onto the loan applicant. SBA regulations prohibit borrowers from being charged points or fees by the bank/ lender/ broker/ etc. SBA regulations allow the borrower to be charged reasonable processing fees and suggests limitations on packaging fees. 

 

* * * BAAGGL* * *

    Wayne Evans is also the founder and President of the Bay Area Association of Government Guaranteed Lenders. (BAAGGL), a non-profit organization whose purpose is to keep the Government Guaranteed Lending community updated on all the latest information from the SBA. Ask any bank in Northern California, that has an SBA program, if they know  Wayne Evans or Small Business Lending. We live by our reputation and we stand by it. 

 

Licensed California Real Estate Broker # 01167545
License Verification Phone #: (916) 227-0931


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©2001-1999
 Small Business Lending
10225 Morro Road
Atascadero, CA 93422
(805) 460-9111 voice
(805) 460-9119 fax
(800) 540-4884 toll-free

 


Contact the Site Administrator
Joaquin Torres